ST. LOUIS AUTO INSURANCE COVERAGE
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St. Louis Auto Insurance Coverage
Protecting you wherever you go.
Any time you are on the road, you face risks. While St. Louis auto insurance can’t stop an accident from happening, it can prevent one from devastating you financially. McNeil Insurance Group, as your independent representative, connects you with policies that balance coverage with affordability.
Why You Need Car Insurance
In St. Louis and throughout Missouri, auto insurance is required by law. At a minimum, you must carry at least $25,000 in bodily injury liability coverage, up to $50,000 per accident, along with $25,000 in liability coverage for property damage. Without this, you can be fined and have your license and registration suspended.
However, even without these laws, having auto insurance is essential to protecting you financially. In the event of an accident, you can be sued by the other party and face significant medical bills. Auto insurance also reimburses you if your car is stolen or totaled. Given how essential personal transportation is in the St. Louis area, quality car insurance is a must.
What Auto Insurance Covers
St. Louis auto insurance will always include bodily and property liability coverage. This covers you when you are found to be at fault in an accident. Liability can pay for damage to vehicles and objects and medical care for those injured in the crash. It also protects you if you are sued as a result of the accident.
How Auto Insurance Cost Is Determined
What McNeil Insurance Group Does for You
Auto insurance coverage is a complex subject. We serve as your guide in the insurance world, determining the ideal auto insurance policy for your needs and navigating the ins and outs of coverage. As an independent agency, we have access to policies from more than 20 providers, bringing you the policies you need at a price you can afford.